Simplify Payments. Maximize Profits.
Zero Swipe Payments helps your business eliminate credit card processing costs with cutting-edge technology, transparent pricing, and seamless contactless payment solutions.
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Who We Are
Your Partner in Smarter Payment Processing
At Zero Swipe Payments, we empower merchants with a revolutionary approach to payment processing. Whether you’re a small business or a national brand, our zero-cost processing technology, industry expertise, and next-generation tools like the WAVit device allow you to accept payments without the burden of traditional fees. Our mission is simple: help you retain more profit and simplify your payment systems.
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10
Years of
Experience
Our Services
Tailored Payment Solutions for Today’s Business Needs
Explore our core offerings designed to reduce costs, increase efficiency, and scale with your success.
Traditional Payment Processing
Accept payments seamlessly with industry-standard credit and debit processing options, backed by secure, reliable infrastructure.
Zero Percent Processing
Slash your processing fees to zero with our dual pricing solution. Customers choose how to pay — you keep more of your revenue.
Mergers & Acquisitions Services
Planning to sell your portfolio or buy another ISO? Our experienced M&A team helps you navigate the process with confidence and transparency.
Featured Service
Meet WAVit: The Future of Contactless Payments
WAVit is our proprietary device and software that helps you eliminate credit card fees with one low fixed monthly fee — no volume limits, no contracts. It supports:
Contactless Payments (tap to pay)
Cash Discount and Dual Pricing
POS integrations
Text & Email to Pay
Payment options like Venmo, PayPal, Crypto, and more
Learn More About WAVit
Reviews
What Our Clients Say
Switching to Zero Swipe Payments saved us over $10,000 a year in fees. Their support team is incredible!
– James P., Retail Store Owner
Why Choose Us
What Makes Zero Swipe Payments Different?
We’re not just a processor—we’re a partner in your business growth.
Transparent Pricing
No hidden fees. No confusing terms. Just clear, competitive rates designed to save you money.
Dedicated Support
Our team of payment experts is available 24/7 to provide personalized guidance and support.
Advanced Security
We offer end-to-end encryption, fraud protection, and full PCI compliance to keep your business and customers safe.
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Frequently Asked Questions
How does Zero Percent Processing actually work?
We use a dual pricing model where customers paying with cash receive a built-in discount, while credit card users cover the processing fee through a small non-cash adjustment. Our WAVit software handles the calculations automatically and ensures compliance with state and federal regulations.
Is Zero Percent Processing legal in my state?
Yes. Our program is fully compliant in all 50 states. Unlike surcharge programs that are restricted in some areas, our dual pricing model meets all legal standards by offering two clearly labeled prices — one for cash and one for card payments.
Do I need to switch my bank or merchant account?
No. You can keep your existing business bank account. We’ll help set you up with our processing system, and deposits will continue to go directly to your account — often as soon as the next business day.
What is the WAVit device and how is it different?
WAVit is our proprietary payment device and software platform that enables contactless payments, dual pricing, and seamless integration with POS systems. It’s designed to eliminate credit card processing fees and comes with features like text-to-pay, digital wallet support, and auto-sync with invoice data for dealerships.
Is there a long-term contract or equipment lease?
Nope! We don’t believe in locking you down. There are no long-term contracts, and we provide free equipment placement — you own the device. You also get free installation, one-on-one training, and 24/7 U.S.-based support.