Zero Percent Processing
Keep More of What You Earn. Eliminate Processing Fees Forever
Tired of handing over 2–4% of your revenue to processing companies every month? Zero Swipe Payments offers a legally compliant, zero-cost solution that shifts the burden of credit card fees from you to the customer — all while giving them payment flexibility and transparency.
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Zero Percent Processing
How It Works
Our Dual Pricing Program powered by WAVit allows you to offer two pricing options: one for cash and one for card. Customers choose, and you save thousands per year.
Customers paying with cash receive a built-in discount
Customers paying with card cover the transaction fee via a non-cash adjustment
WAVit software automatically applies the correct rate — no manual calculations, ever
Fully Compliant in All 50 States
This is not a surcharge program. It’s a legally approved pricing strategy used by tens of thousands of merchants across the U.S. WAVit ensures your business meets all federal and state guidelines.
Zero Percent Processing
Benefits of Zero Percent Processing
Fixed Low Monthly Technology Fee
No matter how many transactions you process, your costs stay the same.
Unlimited Volume
No caps. No penalties. Process as much as your business needs.
Seamless Setup
Plug-and-play functionality with your POS, terminal, or mobile system.
Instant ROI
Many businesses recover their technology fee within the first few days of each month.
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Reviews
What Our Clients Say
Switching to Zero Swipe Payments saved us over $10,000 a year in fees. Their support team is incredible!
– James P., Retail Store Owner
Zero Percent Processing
Why Choose Zero Swipe for Zero Percent Processing?
Keep 100% of Every Sale
Our dual pricing program lets your customers choose how they want to pay — and ensures you don’t lose revenue to transaction fees. Whether it’s a $5 or $50,000 sale, you keep every penny.
100% Legal & Fully Compliant
Unlike confusing surcharge models, our solution uses a dual pricing structure that’s legal in all 50 states. WAVit ensures you’re always operating within state and federal regulations, with no risk to your business.
Set It and Forget It Technology
WAVit automates all the pricing adjustments, so your team doesn’t have to calculate anything manually. It integrates with your existing POS or terminal, making the transition effortless and stress-free.
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Zero Percent Processing
Frequently Asked Questions
How does Zero Percent Processing actually eliminate fees?
We implement a dual pricing model. Customers paying with cash receive a discount, and card users pay a non-cash adjustment that covers the processing fee — meaning you keep 100% of your sale.
Is this compliant with U.S. laws and state regulations?
Yes. Dual pricing is fully legal and compliant in all 50 states. It is not a surcharge — it’s a transparent pricing strategy.
Will this upset or confuse my customers?
Not at all. Customers are used to seeing convenience fees or pricing options. We train your staff and provide clear signage to help communicate the change smoothly.
Is the software difficult to use?
No. Our WAVit system automates all the adjustments for you. No manual calculations are needed, and the transition is seamless.
What does the fixed monthly fee include?
It covers the use of the WAVit software, compliance management, unlimited transaction volume, updates, and full access to our 24/7 support team.