Mergers & Acquisitions

Strategic Growth & Exit Solutions for ISOs, Agents & Entrepreneurs

Thinking of selling your merchant portfolio? Looking to expand through acquisition? At Zero Swipe Payments, we bring years of experience in M&A advisory for the payments industry, offering professional guidance whether you’re buying, selling, or merging operations.

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Mergers & Acquisitions

Our M&A Services Include

We understand the nuances of ISO portfolios, agent residuals, merchant retention, and partner risk. Our team helps ensure you maximize value, maintain confidentiality, and achieve a seamless transition.

ISO/Agent Portfolio Valuation

Discover the true value of your business based on monthly volume, attrition, and industry benchmarks.

Buy-Side & Sell-Side Representation

Whether acquiring or exiting, we structure deals that protect your interests and long-term profitability.

Deal Structuring & Negotiation

Customized terms aligned with your goals — from upfront payouts to earn-outs and hybrid models.

Due Diligence & Legal Review Support

Our network of partners includes attorneys, underwriters, and finance professionals to support every step.
Mergers & Acquisitions

Who We Work With

ISO Owners

Independent Sales Organizations

SaaS/Fintech Providers

Payment Facilitators

Referral Agents

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Reviews

What Our Clients Say

Switching to Zero Swipe Payments saved us over $10,000 a year in fees. Their support team is incredible!

– James P., Retail Store Owner

Mergers & Acquisitions

Why Choose Zero Swipe for M&A?

Transparent Guidance from Industry Veterans

Proven Network of Buyers and Sellers

Confidential, Efficient Process

Maximize Portfolio Value and Residual Legacy

Let’s talk about your goals — whether it’s an exit or expansion.

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Mergers & Acquisitions

Frequently Asked Questions

I’m an ISO. How do I know what my portfolio is worth?

We evaluate your portfolio based on monthly residuals, attrition rates, merchant diversification, contract terms, and market conditions. Our M&A specialists offer detailed, confidential assessments.

Can I still earn residuals after selling my portfolio?

Yes, depending on how the deal is structured. We help you negotiate earn-outs, partial roll-ups, or hybrid models where you can continue to earn while transitioning out.

Do you handle both buy-side and sell-side deals?

Absolutely. Whether you’re looking to acquire a portfolio or sell yours, we provide strategic consulting, valuation, and deal execution on both sides of the transaction.

What industries do you work with for M&A deals?

We work with ISOs, agents, SaaS providers, PayFacs, fintech companies, and even venture-backed firms seeking M&A opportunities in the payments space.

How long does the M&A process take?

It depends on deal complexity, due diligence, and terms. Some deals close in a few weeks; others take a few months. We manage the process to minimize delays and maximize value.